FREE PPI Check

freeppicheck.moneyadvicetips.co.uk is a trading style of Quigley & Carter Limited which is registered in England and Wales. Registered number: 08846861. Registered office: Fourways House, 57 Hilton Street, Manchester, M1 2EJ. Quigley & Carter Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM39933. Registration is recorded at www.claimsregulation.gov.uk

* The PPI check is a free checking service. Once you instruct us to submit your claim, if the claim is successful, our fee is 36% (inclusive of VAT where applicable) as per the Terms of Business. A fee will be payable if we start the claim and you cancel outside the 14 day cooling off period. Other costs may be payable. See our Terms & Conditions for more information.

** My Bank Refund obtained a refund of £6021.05 from Lloyds leaving our client with £3853.47 after tax and fees were deducted.

Terms of Use & Complaints Policy
Terms & Conditions
The services provided by freeppicheck.moneyadvicetips.co.uk Quigley & Carter Limited.

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use (laid out below), which together with our privacy policy govern freeppicheck.moneyadvicetips.co.uk’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term ‘freeppicheck.moneyadvicetips.co.uk’ ‘Quigley & Carter Limited’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is Fourways House, 57 Hilton Street, Manchester, M1 2EJ. Our company registration number is 08846861. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

This website uses cookies to monitor browsing preferences. If you do allow cookies to be used, the following personal information may be stored by us for use by third parties: Name, address, date of birth and contact details.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website. Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Northern Ireland, Scotland and Wales.

The services provided by Quigley & Carter Limited (freeppicheck.moneyadvicetips.co.uk) consist of:

An assessment of your case and potential claim.

Representing your claim for redress from a provider where we believe there is a valid claim.

Negotiating and obtaining an offer of redress for you.

Where necessary and deemed appropriate, pursuing the case through the Financial Ombudsman Service (FOS).

We make no representation or warranty to you that redress will be obtained or is in any way guaranteed.

The agreement is made between you (the “Client” or “You”) and My Bank Refund (and “Us” or “We”) registered address; Fourways House, 57 Hilton Street, Manchester, M1 2EJ. The service for Clients who reside in England, Scotland, Wales and Northern Ireland only. The agreement will start upon receipt by Us of your written acceptance of these Terms and Conditions and the Letter of Authority.

Our Fees: My Bank Refund will provide a free checking service to ascertain whether payment protection insurance premiums have been sold. Once PPI is identified we will contact you to get your instruction to submit your complaint(s). Verbal confirmation will be classed as your express consent to be bound by the terms of this agreement. Complaints submitted on your behalf are on a no win no fee basis. Our fee is 30% of any financial gain +VAT where applicable. On completion of a successful claim our fees are due within 7 working days of receiving cleared funds. Example fee structure; On completion of your claim You receive a settlement of £1000, our fees would be 36% or £360. The remaining balance £640 is yours to keep. No fees are due on unsuccessful claims.

NOTE; it is the Clients responsibility to inform Us on instruction if You believe there is a chance your creditors may hold back part or any of your redress due to bad debt, arrears or any other contributing factor. Failure to notify Us on instruction symbolises your express consent to be bound by our payment schedule.

You understand that you could pursue any complaint against the lender yourself without the involvement of My Bank Refund provided we receive notification

Regulation: My Bank Refund is a trading style of Quigley & Carter Limited which is regulated by the Claims Management Regulator in respect of regulated claims management activities; its registration is recorded on the website www.justice.gov.uk/claims-regulation>authorised business register

Your Commitment: You agree to appoint Us as your exclusive agent to handle your claim. This means that You cannot appoint another person or firm to act on your behalf unless You terminate your agreement with Us. You confirm that this complaint has not previously been raised by yourself or any other Third Party. You agree to provide truthful and accurate information regarding your claim. You agree to Us disclosing information You supply to the “Third Party” for the purpose of Us performing our commitments. You agree to our fees, as set out under “our fees”, and for these to be paid by You from the compensation received within 7 working days of the date on the invoice. You will provide and/or return all requested items within a reasonable time. You agree to provide Us with all information and instructions to assist Us to carry out our obligations under “Our Commitment” to You. You agree to provide photographic identity to authenticate your signature with the “Third Party”. You may also be required to provide verbal authority on request. If You, the “Client”, comprise more than one person, You agree to be jointly and severally liable to perform your commitments.

Our Commitment: We will act on your behalf. We will review your agreements for potential claims for unjust fees and assess the likelihood of a claim being successful. We will seek compensation on your behalf where We consider there is a potential claim against any bank or building society that have levied the potentially unjust fees (“the Third Party”). We will negotiate and obtain a settlement figure for your approval in respect of the claims against the Third Party and advise You whether We consider it to be in your interests to accept or to reject the offer. We reserve the right not to pursue a claim for compensation against the Third Party, at any time, by notifying You in writing. Where necessary and deemed appropriate, We will negotiate the claim for compensation with the Financial Ombudsman Service. We will perform this service with due care, skill and attention and within a reasonable time. We reserve the right to decline an application if We feel it necessary or appropriate to do so.

Service: We will attempt to obtain redress for Packaged Bank Account and Payment Protection Insurance premiums where We believe a claim is due. This may require Us to submit a DSAR (data subject access request) on behalf of the Client to ascertain any missing, inaccurate or unknown information. We will keep in regular contact to inform You how your claim is progressing. We have a designated claims management team should you have any additional questions or queries, simply call 01614571430 Monday to Friday between 10am and 5pm quoting your MBR reference number.

Your Rights: Cooling Off Period: You have a “cooling off” period of 14 days after signing this agreement, during which no fees will be charged. Should your cancellation request be received after the initial 14-day period then We reserve the right to charge a reasonable fee for work undertaken. You can also withdraw from the contract at any time but after the 14 day cooling off period, We reserve the right to charge an amount limited to what is reasonable in the circumstances, reflecting the work already undertaken by Us (a copy of our fee structure is available on request).

Our Rights: We reserve the right to cancel our agreement within the 14 days’ notice if, in our judgement: We become aware that your claim is unlikely to succeed. You are declared bankrupt or enter into an Individual Voluntary Arrangement with your creditors. You do not follow any reasonable recommendations made by Us. You provide information to Us which You know is false or misleading and this information is material to your claim. We will endeavor to contact you with reasonable requests to complete the claim process for each account we are processing.

Complaints Procedure

Complaints may be made in writing, by e-mail, by telephone, in person or any other form in respect of a claims management service that we have provided and that is regulated under the Compensation Act 2006.

We reserve the right to decline to consider a complaint that is made more than six months after you became aware of the cause of the complaint. There may be instances where we will waive this requirement at our discretion. We will confirm to you in writing if a complaint has been made outside the time limit that we are prepared to consider.

We will send you a written or electronic acknowledgement of a complaint within five business days of receipt, identifying the person who will be handling the complaint. Wherever possible, that person will not have been directly involved in the matter which is the subject of the complaint, and will have authority to settle the complaint.

Within four weeks of receiving a complaint, we will send you either:
a) A final response which adequately addresses the complaint; or
b) A holding response, which explains why we are not yet in a position to resolve the complaint and indicates when we will make further contact with you.

Within eight weeks of receiving a complaint we will send you either:
a) A final response which adequately addresses the complaint; or
b) A response which:
(i) Explains why we are still not in a position to make a final response, giving reasons for the further delay and indicating when we expect to be able to provide a final response;
and
(ii) Informs you that you may refer the handling of the complaint to the Claims Management Regulator if you are dissatisfied with the delay.

Where we decide that redress is appropriate, we will provide you with fair compensation for any acts or omissions for which we are responsible and will comply with any offer of redress which you accept. Appropriate redress will not always involve financial redress.

If you are not satisfied with our response, or if a complaint is not resolved after 8 weeks, then you can refer your complaint to the Legal Ombudsman. If you would like more information about the Legal Ombudsman their contact details are as follows:
Legal Ombudsman
PO Box 6804
Wolverhampton
WV1 9WG
Telephone: 0300 555 0333 between 8.30am – 5.30pm
Email: cmc@legalombudsman.org.uk
Website: www.legalombudsman.org.uk/cmc

The Legal Ombudsman can:
a) Use any information you provide to review your complaint;
b) Ask us to apologise, re-do work for free or refund a fee if they find we have not complied with the regulatory rules.

The Legal Ombudsman cannot:
a) Pay compensation or order compensation to be paid to you if you have lost out or have received poor service; or
b) Take regulatory action if we have not broken any regulatory rules.

The regulator will only intervene after all the steps in our Complaints Procedure (as above) have been completed. The regulator can review the handling of the complaint and give direction on further handling of the complaint. However, he cannot determine a complaint or award compensation.
Privacy Policy
Privacy Policy
Privacy Policy

This Privacy Policy is for our website freeppicheck.moneyadvicetips.co.uk which is owned and operated by Quigley & Carter Limited. The Policy governs the privacy of its users who choose to access it.

Any reference to “we” or “us” in this Privacy Policy shall mean Quigley & Carter Limited. Throughout this Policy “you” means the customer.

We believe you deserve the utmost respect when it comes to the security and use of your personal information, so we have described how we look after your information as clearly as possible.

Preamble

Our Privacy Policy applies to users of our website and services. It is regularly reviewed to make sure that we continue to serve your privacy interests. We reserve the right to update this Privacy Policy and any changes will be posted on our site. We encourage you to periodically review this page for the latest information on our privacy practices. We are committed to keeping your personal information confidential and will only give it to others for the purposes set out in this Privacy Policy.

Security

We recognise how important it is to protect and manage the information you share with us. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we only authorise access to those employees who require it to fulfil their job responsibilities. When you share data with us through the website, that information is protected by secure socket layer (SSL) encryption. Our security systems meet or exceed industry standards and we are constantly monitoring internet developments to ensure our systems evolve as required.

Collecting your information

We collect information about you in a number of ways:

Information you provide to us through our websites and applications;

Information you provide through communications with us; and

From outside sources such as customer service providers to help us with customer verification.

In addition to the personal and financial information you submit (or we collect), we may collect information about your computer including, where available, your IP address, operating system and browser type – for the purposes of system administration and product improvement. For details on the information collected in this way please see our Cookies Policy.

We may also record and/or monitor calls for quality checks and staff training. Such recordings may also be used to help us combat fraud.

Use of your information

Information we hold

We will hold and use the following details about you:

Your name, address, phone numbers, email address, date of birth, employment and banking and financial details;

Demographic and lifestyle information;

Details of when you contact us and when we contact you;

As well as any other information which we reasonably need to operate your account, make decisions about you or fulfil our regulatory obligations.

We may keep details of any phone number(s) that you call us from and use them to contact you.

When we are managing your account, we may be given sensitive information such as medical information. We will hold and process this information to allow us to make decisions about the merits of a potential claim.

Some areas of our website may require you to be registered prior to certain information or services being made available. We use this information to provide you with the service or information you have requested or to answer your queries.

We will hold your data on our systems as follows:

Information for the purposes of claims management – 2 Years

* If you have opted into marketing when submitting the enquiries form then we will hold your contact details (email address, telephone number, name and address) for up to 36 months from the time you last interacted with us. You may opt out of this at any time by contacting us or by clicking unsubscribe from any marketing communication you have received from us.

Information we share

We will keep your personal information confidential and only share it with others for the purposes explained in this policy. We have trusted relationships with carefully selected third parties who perform services on our behalf. All service providers are bound by contract to maintain the security of your personal information and to use it only as permitted by us.

We will not under any circumstances sell or share your data with third party marketing companies. We may, with your consent, share information about you:

With any firm, organisation or person we use to help us to provide a service on our behalf, including claims management services;

With any firm, organisation or person who provides us with products or services or who we provide products and services to;

With any person who has told us and who we have verified to be your parent, carer or helper where you are unable to handle your own affairs because of mental capacity or other similar issues;

Certain authorities in order to detect and prevent terrorism (including to authorities outside the UK);

With any person to whom we sell or transfer (or enter into negotiations to sell or transfer) our business or any of our rights or obligations under any agreement we may have with you. If the transfer or sale goes ahead, the transferee or purchaser may use your personal information in the same way as us;

With regulatory and governmental authorities ombudsmen, or other authorities, including tax authorities, including those overseas, where we are requested by them to do so; and

With Fraud Prevention Agencies (FPAs)

Claims Management Companies we share information with

The companies listed below provide claims management services on our behalf. Companies regulated by the Claims Management Regulator have their registration recorded on the website www.gov.uk/moj/cmr

Claim Easy Limited which is registered in England and Wales. Registered number 07908773. Registered office: 1 Century Park, Pacific Road, Broadheath, Altrincham, WA14 5BJ. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM29331.

Clear Law LLP, Timber Wharf, Units 115-119, 42-50 Worsley Street, Manchester, M15 4LD, England. Registered Company OC308339. Clear Law LLP is authorised and regulated by the Solicitors Regulation Authority under SRA Number 403088.

The Claims Guys Limited which is registered in England and Wales. Registered number 06821134. Registered office: Lynnfield House, Church Street, Altrincham, Cheshire, WA14 4DZ. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM19382.

Quigley & Carter Limited which is registered in England and Wales. Registered number: 08846861. Registered office: Fourways House, 57 Hilton Street, Manchester, M1 2EJ. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM39933.

Direct Redress Limited which is registered in England and Wales. Registered number: 07489855. Registered office: Booths Park 5, Chelford Road, Knutsford, Cheshire, WA16 8GS. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM26236.

Flairford Securities Ltd trading as Brunel Franklin which registered in England and Wales. Registered number: 06576055. Registered office: 4th Floor, The Bloc, Ashley Road, Altringham, Cheshire, WA14 2DW. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM13067.

Crystal Legal Services Ltd which registered in England and Wales. Registered number: 06837474. Registered office: Gawsworth House, Westmere Drive, Crewe, CW1 6XB. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM20182.

Etico Group Limited trading as PPI Wise which registered in England and Wales. Registered number: 05942713. Registered office: North Church Business Centre, 84 Queen Street, Sheffield, South Yorkshire, S1 2DU. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM30283.

Allay Claims Ltd which registered in England and Wales. Registered number: 06836398. Registered office: Generator Studios, Trafalgar Street, Newcastle upon Tyne NE1 2LA. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM20000.

Stanton Fisher Limited which registered in England and Wales. Registered number: 07437001. Registered office: Dalton House, Dane Road, Sale, Cheshire, M33 7AR. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM28603.

Richardson Mail Limited which registered in England and Wales. Registered number: 07384980. Registered office: Stamford House, Northenden Road, Sale, Cheshire, M33 2DH. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM25228.

Oracle Legal Ltd which registered in England and Wales. Registered number: 06810900. Registered office: Lester House, 21 Broad Street, Bury, Lancashire, BL9 0DA. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM17936.

Premium Recovery Ltd is regulated by the Claims Management Regulator in respect of regulated claims management activities under number CRM 16010; this registration is recorded on the website www.justice.gov.uk/claims-regulation, Premium Recovery Ltd is registered in England under 6689291

We Fight Any Claim Ltd which registered in England and Wales. Registered number: 06649961. Registered office: Cradoc House, Heol y Llyfrau, Aberkenfig, Bridgend. CF32 9PL. Regulated by the Claims Management Regulator in respect of regulated claims management activities, registration number CRM14824.

All About Money Limited is Registered in England and Wales. Registration number 05530040. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ

Hall and Hanley Ltd, registered in England & Wales. Registered Office: Imex house, 40 Princess Street, Manchester, M1 6DE. Company Registration Number: 07851228

How we use your information

We will use your information to:

Make, or assist in making, claims management decisions about you with regard to the merits of your claim, potential referrals to third parties and to check the details that you have let us and others have;

Operate and manage your account and manage any application, agreement or correspondence you may have with us;

Carry out, monitor and analyse our business;

Contact you by email, SMS, letter and telephone about our products and services, unless you tell us that you prefer not to receive marketing;

To identify, prevent, detect or tackle fraud, money laundering, terrorism and other crimes;

To form a view of you as an individual and to identify, develop or improve products, that may be of interest to you;

Carry out market research, business and statistical analysis;

Provide information to independent external bodies such as governmental departments and agencies, universities and similar to carry out research;

Carry out file audits;

Perform other administrative and operational purposes including the testing of systems; and

Comply with our regulatory obligations.

Your data may also be used for other purposes for which you give your permission or where we are permitted to do so by law or it is in the public interest to disclose the information or is otherwise permitted under the terms of the Data Protection Act 1998.

Transfer of information
We may transfer your personal information abroad to other countries outside the UK. If we do so, we will ensure the information is held securely to standards at least as good as those in the UK and only used for the purposes set out in this Privacy Policy.

Access to your information

Under the Data Protection Act 1998, you have a right to access certain personal records we hold about you. This is called a Data Subject Access Request, which you can make by writing to info@contentdiscovered.com or Quigley & Carter Limited, Fourways House, 57 Hilton Street, Manchester, M1 2EJ. A £10 fee is payable.

We want to make sure that your information is accurate and up-to-date. You may ask us to correct or remove any information that you think is inaccurate by contacting us.

Third party links

Our site may contain links to third party websites. If you follow a link to any of these websites, please note that these websites have their own terms and privacy policies and that we do not accept any responsibility or liability for them.

Contacting Us

You can contact us at:

Phone: 01603 340320 during office hours 9am-5pm, Monday to Friday;

Email: info@contentdiscovered.com

Post: Fourways House, 57 Hilton Street, Manchester, M1 2EJ

Which banks have you had loans, credit cards or mortgages with?

FREE PPI CHECK

RELAX

INDUSTRY EXPERTS

Easy 4 step process

1. Complete Our Form

2. WE SEND YOU OUR PACK IN THE POST

3. Complete, SIGN & SEND PACK BACK

4. We will Start The PPI Check

Where can I check for PPI?

Loans

Credit Cards

Car Finance

Store Cards

Catalogue Account

Overdrafts

What is PPI?

Why should I claim?